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3 Credits
In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.
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6 Chapters
This course goes deep into Whole Life insurance so that you not only get CE credits for your state but you dive deeper into the subject.
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3-6-5
Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.
Course Curriculum
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1
1. Overview
- Affidavit of Personal Responsibility
- 1.1 Overview and Purpose FREE PREVIEW
- 1.2 General Features of the Whole Life Policy
- 1.3 Summary
- Chapter 1 Quiz FREE PREVIEW
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2
2. History of Whole Life and Modern Variations
- 2.1 History of Whole Life Insurance
- 2.2 Modern Forces for Change
- 2.3 Traditional Whole Life
- 2.4 Modified Whole Life Plans
- 2.5 Economic Plans
- 2.6 Graded Premium Whole Life
- 2.7 Indeterminate Premium Whole Life
- 2.8 Interest Sensitive Life
- 2.9 Variable Life
- 2.10 Mix of Whole Life and Term Rider
- 2.11 Graded Death Benefit Whole Life
- 2.12 Summary
- Chapter 2 Quiz
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3
3. Advantages and Disadvantages
- 3.1 For the Policyholder
- 3.2 For the Agent
- 3.3 For the Company
- 3.4 Summary
- Chapter 3 Quiz
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4
4. Calculation of Guaranteed Cash Values and Reserves
- 4.1 Description
- 4.2 Choice of Functions
- 4.3 Cash Value Example
- 4.4 Reserves
- 4.5 Reserves Example
- 4.6 Summary
- Chapter 4 Quiz
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5
5. Numerical Illustration of Company Pricing
- 5.1 Plan Description
- 5.2 Assumptions as to Earnings, Lapse and Mortality
- 5.3 Cash Values
- 5.4 Expense Assumptions
- 5.5 Yearly Profits
- 5.6 Profit Summary
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6
6. Dividends
- 6.1 Introduction and Description
- 6.2 Dividends Example
- 6.3 Conclusion
- 6.4 Summary
- Chapter 6 Quiz
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7
Exam
- Final Exam