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12 Credits
In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.
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27 Chapters
This course takes you deeper into property and casualty insurance, flood, and ethics so that you not only get CE credits for your state but you gain valuable knowledge.
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3-6-5
Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.
Course Curriculum
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1
1. Homeowners Insurance: Homeowners Insurance Basics
- Affidavit of Personal Responsibility
- Purpose of the Course FREE PREVIEW
- 1.1 Introduction FREE PREVIEW
- 1.2 Why Homeowners Insurance?
- 1.3 A Case Study Family
- 1.4 Types of Homeowners Policy Forms
- 1.5 Summary
- Chapter 1 Quiz FREE PREVIEW
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2
2. Homeowners Insurance: Harry and Jane’s Special Form Homeowners Policy, an Overview
- 2.1 The Declaration Page
- 2.2 Property Coverages: Dwelling
- 2.3 Property Coverages: Other Structures
- 2.4 Property Coverages: Personal Property
- 2.5 Special Limits of Liability
- 2.6 Property Not Covered
- 2.7 Loss of Use
- 2.8 Additional Coverage
- 2.9 Summary
- Chapter 2 Quiz
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3
3. Homeowners Insurance: Harry and Jane’s Homeowners Policy, Perils Insured Against
- 3.1 What are Perils?
- 3.2 Perils for Coverage A and Coverage B
- 3.3 Perils for Coverage C
- 3.4 Summary
- Chapter 3 Quiz
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4
4. Homeowners Insurance: Harry and Jane’s Homeowners Policy, Liability Coverages
- 4.1 Coverage E: Personal Liability
- 4.2 Coverage F: Medical Payments to Others
- 4.3 Additional Coverages for Section II
- 4.4 Summary
- Chapter 4 Quiz
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5
5. Mobile Home Insurance: Mobile Home Insurance Basics
- 5.1 Introduction
- 5.2 Property Coverage
- 5.3 Property Not Covered
- 5.4 Coverages Provided
- 5.5 Property Exclusions
- 5.6 Summary
- Chapter 5 Quiz
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6
6. Mobile Home Insurance: Variations on the Mobile Home Policy
- 6.1 Occupied Mobile Home Insurance
- 6.2 Named Perils Mobile Home Coverage
- 6.3 Named Perils Adjacent Structures Coverage
- 6.4 Named Perils Contents Coverage
- 6.5 Extension of Contents Coverage
- 6.6 Collision Coverage
- 6.7 Additional Coverages
- 6.8 Exclusions on Named Perils Coverage
- 6.9 Summary
- Chapter 6 Quiz
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7
7. Mobile Home Insurance: Optional Coverages
- 7.1 Endorsements to the Mobile Home Policy
- 7.2 Summary
- Chapter 7 Quiz
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8
8. Fire Insurance: Fire Insurance Policies
- 8.1 Overview
- 8.2 What is the Dwelling Fire Policy?
- 8.3 Summary
- Chapter 8 Quiz
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9
9. Fire Insurance: Coverage Parts
- 9.1 Coverages
- 9.2 Other Coverages
- 9.3 Exclusions
- 9.4 Conditions
- 9.5 Summary
- Chapter 9 Quiz
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10
10. Fire Insurance: Perils Insured Against
- 10.1 Buildings, Structures and Contents
- 10.2 Other Coverages
- 10.3 Conditions
- 10.4 Exclusions
- 10.5 Summary
- Chapter 10 Quiz
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11
11. Fire Insurance: Endorsements
- 11.1 Coverage Forms
- 11.2 Cancellation Endorsements
- 11.3 Deductible Endorsements
- 11.4 Miscellaneous Endorsements
- 11.5 Liability Endorsements
- 11.6 Summary
- Chapter 11 Quiz
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12
12. Flood Insurance: Introduction to Flood Insurance
- 12.1 Why Flood Insurance?
- 12.2 Facts About Floods
- 12.3 Federal Disaster Assistance
- 12.4 Summary
- Chapter 12 Quiz
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13
13. Flood Insurance: The National Flood Insurance Program (NFIP)
- 13.1 Overview
- 13.2 History
- 13.3 The Beginnings of Private-Sector Flood Insurance
- 13.4 Definitions
- 13.5 Information for Buyers
- 13.6 Summary
- Chapter 13 Quiz
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14
14. Flood Insurance: Understanding the Risks
- 14.1 Available Flood Insurance
- 14.2 Preferred Risk Policy
- 14.3 Limitations and Covered Losses
- 14.4 Basement Coverage
- 14.5 Other Covered Losses
- 14.6 Deductibles
- 14.7 Covered Preventive Measures
- 14.8 Filing a Flood Insurance Claim
- 14.9 Summary
- Chapter 14 Quiz
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15
15. Flood Insurance: Flood Hazard Policy Forms
- 15.1 Types of Flood Hazard Policies
- 15.2 Agreement and Definitions
- 15.3 The Coverages
- 15.4 Exclusions
- 15.5 Insured’s Responsibilities
- 15.6 Policy Guidance for Closed Basin Lakes
- 15.7 Summary
- Chapter 15 Quiz
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16
16. Auto Insurance: Auto Insurance Basics
- 16.1 Introduction
- 16.2 Evaluating Risks
- 16.3 Summary
- Chapter 16 Quiz
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17
17. Auto Insurance: Personal Auto Application
- 17.1 Applicant’s Name and Address
- 17.2 Policy Period
- 17.3 Residence
- 17.4 Garage Location
- 17.5 Vehicle Description/Use
- 17.6 Summary
- Chapter 17 Quiz
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18
18. Auto Insurance: Coverage and Premiums
- 18.1 Single Limit Liability
- 18.2 Bodily Injury Liability
- 18.3 Property Damage Liability
- 18.4 Personal Injury Protection
- 18.5 Additional Personal Injury Protection
- 18.6 Uninsured Motorists Coverage
- 18.7 Underinsured Motorists Coverage
- 18.8 Comprehensive Coverage
- 18.9 Collision Coverage
- 18.10 Actual Cash Value
- 18.11 Towing and Labor Coverage
- 18.12 Transportation Expenses
- 18.13 Summary
- Chapter 18 Quiz
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19
19. Auto Insurance: Additional Coverage/Endorsements
- 19.1 Additional Coverage and Endorsements
- 19.2 Resident and Driver Information
- 19.3 Accidents and Convictions
- 19.4 Additional Interest
- 19.5 Employment Information
- 19.6 Prior Coverage
- 19.7 General Information
- 19.8 Remarks
- 19.9 Attachments
- 19.10 Binder and Signature
- 19.11 Summary
- Chapter 19 Quiz
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20
20. Umbrella Insurance: Adding On - Umbrella Insurance
- 20.1 Introduction
- 20.2 Umbrella Insurance Versus Excess Insurance
- 20.3 Who Needs A Personal Umbrella Policy?
- 20.4 Summary
- Chapter 20 Quiz
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21
21. Umbrella Insurance: Umbrella Insurance and the Law
- 21.1 Overview
- 21.2 Two Categories of the Law
- 21.3 Two Types of Civil Law
- 21.4 Torts
- 21.5 Types of Negligence
- 21.6 Liability Insurance
- 21.7 What an Umbrella Insurance Policy Provides
- 21.8 Common Coverage Amounts
- 21.9 Summary
- Chapter 21 Quiz
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22
22. Umbrella Insurance: Personal Injury
- 22.1 Personal Injury Defined
- 22.2 Defense, Settlement, and Court Costs
- 22.3 Summary
- Chapter 22 Quiz
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23
23. Ethical Practices: Why Ethics Matter
- 23.1 Overview
- 23.2 Values of Ethics
- 23.3 Components of an Ethical System
- 23.4 Ethics and Success
- 23.5 Purpose of a Code of Ethics
- 23.6 Ethics in the Workplace Statistics
- 23.7 Hallmarks of an Ethical Culture
- 23.8 Summary
- Chapter 23 Quiz
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24
24. Ethical Practices: Understanding Legal Requirements
- 24.1 Overview
- 24.2 Legal Regulations
- 24.3 Unfair Trade Practices
- 24.4 Six Principles of Insurance
- 24.5 The Importance of an Agency Relationship
- 24.6 Mandatory Licensing and Education Training
- 24.7 Legal Sanctions for Transgressions
- 24.8 Summary
- Chapter 24 Quiz
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25
25. Ethical Practices: Internal Benefits - For Employees and the Company
- 25.1 Overview
- 25.2 Code of Ethics vs. Code of Conduct
- 25.3 Prevents Discrimination and Harassment
- 25.4 Mitigates Employee Conflicts
- 25.5 Structures Pay and Promotions
- 25.6 Serves as Point of Reference for Corrective Action
- 25.7 Demonstrates Corporate Responsibility
- 25.8 The Fiduciary Relationship Between Agents, Companies and Clients
- 25.9 Summary
- Chapter 25 Quiz
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26
26. Ethical Practices: External Benefits | Client Relations
- 26.1 Overview
- 26.2 Honesty and Transparency
- 26.3 Fairness
- 26.4 Competence
- 26.5 Confidentiality
- 26.6 Ethics and Working with the Senior Market
- 26.7 Respecting Others
- 26.8 Summary
- Chapter 26 Quiz
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27
27. Ethical Practices: Writing a Code of Ethics
- 27.1 Overview
- 27.2 Benefits of Defining a Business Code of Ethics
- 27.3 Writing Style and Organization
- 27.4 Determining Content
- 27.5 Advice on Developing a Code of Ethics
- 27.6 Write it Down
- 27.7 Sample Codes of Ethics
- 27.8 Summary
- Chapter 27 Quiz
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28
Exam
- Final Exam